New Insurance Program Available for Landscapers

GroundCover provides a broad range of coverage to meet the needs of landscape professionals and is backed by the financial strength of an A+ rated carrier.

Brownyard Group, a program administrator providing specialized insurance coverage for select industry groups, has launched a new insurance program for landscape professionals: GroundCover.

The program, initially introduced on a non-admitted basis in 2011, will be written on an admitted basis through an A.M. Best Company A+ (Superior) rated carrier. GroundCover will be available in all states except Louisiana.

“GroundCover provides a broad range of coverage to meet the needs of landscape professionals and is backed by the financial strength of an A+ rated carrier,” said Tory Brownyard, president of Brownyard Group. “This program is a natural extension of the expertise developed through our national Pest Control program, in which landscaping was an incidental exposure.”

GroundCover provides General Liability, Commercial Excess, Business Auto and Commercial Property coverage for landscape contractors such as landscape gardeners and lawn care services, with additional coverage for incidental exposures related to pest control, carpentry, fencing and masonry.

Additional coverage highlights include:

  • Care, Custody & Control Coverage
  • Pollution Liability Coverage
  • Professional Liability Coverage
  • Blanket Additional Coverage

Brownyard Group is a national program administrator that has developed and provided specialized insurance programs for select industries for more than 65 years. These industries include security guards, pest control operators, cosmetics manufacturers, alarm systems, private investigators, security consultants, and the beauty industry. Supporting these program is Brownyard Claims Management, Brownyard’s in-house loss prevention and full-service insurance claims facility established in 1993. The company is based in Bay Shore, N.Y.

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